Tuesday, January 22, 2013

Taking Stock: Dec 2012


Closing the year with the last Taking Stock post of the year. It is coming a little late because of my year end vacation. Much of my investments were in auto-pilot past few weeks - so not much to report except year end larger contributions and usual market fluctuations. I also converted an non-deductible IRA into a ROTH IRA - actually combined with an existing ROTH IRA.

Total Investment Portfolio: 46.6 Units

VanGogh: 11 Units in an aggressive asset allocation model - 70% Stock (30% US, 20% Developed Non-US, 20% Emerging Markets), 30% Bonds. I am waiting for the next rebalancing opportunity to reduce my bond exposure - especially with long term treasuries.

Bernini: 11 Units, in a conservative asset allocation model - 53% Stock (28% US, 25% International), 33% Bonds, 14% Real Estate and Others. It is on auto-pilot - it will go where it will go. I am assuming a nominal 3% growth rate for this account.

ElGreco: 10 Units in an aggressive asset allocation model - 70% Stock (40% US, 30% International), 30% Bonds. I will be moving these to a selection of actively managed mutual funds pretty soon.

Klimt: 2 Units in a fixed rate bond fund.Currently yielding 5.67%. Ahhh... the satisfaction of getting perfectly predictable yields. I will think about moving this when the yield goes below 5% - right now I am happy with flat 5.67% yield with no principal fluctuations.

Durer: 3 Units in a Target Retirement Fund with 2050 target. It is currently 90% Stock (67% US, 23% International) and 10% Bonds. I am looking to move these out to an IRA so that I can have more control over this account.

Bruegel: 3 Units, current holdings EPI, FXI and INTC. INTC is struggling to break free but has a decent dividend return. EPI and FXI are looking rather good recently.

Monet: 2 Units, I am holding EWP and F here - and they are both going gangbusters.

DaVinci: 2 Units in JNK for steady returns.Currently yielding 6.89%. There has been some principal appreciation there too - but I am sure that is not going to last for long.

Renoir and Turner: 1 Unit each in DEO, VZ.

Growth Since Last Taking Stock

Last Taking Stock had total portfolio value of 41.6 Units. End of Dec 2012, we stand at 46.6 Units. This shows a pretty solid 12.02% growth in a little more than a month. Of course, similar to last time, much of the growth is because of year end contributions to tax saving accounts.